Federal Deposit Insurance Corporation (FDIC)

Position Title/Short Description

Full Text of JOE Listing:

The Federal Deposit Insurance Corporation (FDIC) has multiple Financial Economist positons available in two areas: Research and Risk Analysis. We seek candidates at all experience levels for both the Research area and the Risk Analysis area. Entry level economists do not require banking research or experience. Mid-career and senior economists are expected to have experience in economics, banking, or finance.

Research Area:
Financial Economists balance independently generated scholarly research with policy work. Research generally focuses on banking, finance, risk measurement, deposit insurance, and systemic risk, among other topics. The research is disseminated in peer-reviewed academic, industry, professional, and FDIC journals, publications, and conferences. The FDIC has an active seminar series and economists have access to a wide range of proprietary data. The FDIC supports the Center for Financial Research (CFR) which organizes conferences, sponsors visiting scholars, funds academic studies, and undertakes other activities that support the agency’s research mission (visit https://fdic.gov/bank/analytical/cfr/ for more information). In addition, the economists support agency functions in several ways. For example, they review quantitative models used by banks for measuring financial risks such as credit, interest rate, and operational risk. Economists also develop and maintain quantitative models to support FDIC functions, including: deposit insurance pricing, deposit insurance fund management, stress testing, and resolving banks in the least costly manner. Economists may also perform policy-focused research on current topics such as cross-border resolutions, international capital requirements, and the stability of deposit insurance systems.

Risk Analysis Area:
Financial Economists analyze conditions and events in the economy and financial markets. They identify emerging risks, and analyze their impact on the economy, financial markets, banking sector, and Deposit Insurance Fund. Economists perform a variety of complex quantitative and qualitative analyses, both independently and as team members, and they present findings to FDIC senior leadership, FDIC staff, and external groups through presentations, briefings, publications, and outreach events.

The FDIC is an Equal Opportunity Employer.